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Home » Special Committee on Race in Insurance Underwriting

Special Committee on Race in Insurance Underwriting

All model laws and resolutions on this page have been adopted by the NCOIL Executive Committee, unless otherwise indicated.

***NOTE: Per NCOIL bylaws, this Committee disbanded on July 17, 2021.

RESOLUTIONS

Resolution Regarding the Use of Certain Rating Factors – 7-17-21

Resolution Regarding the Use of Artificial Intelligence in Underwriting – 7-17-21

Resolution Regarding Insurance Score Transparency  – 7-17-21

DEFINITION OF “PROXY DISCRIMINATION”

Amendments to NCOIL P&C Insurance Modernization Model Act – Adopted on April 18, 2021

MATERIAL FOR DISCUSSION

“Principles of State Insurance Unfair Discrimination Law – Thoughts Regarding NAIC and NCOIL Policymaking” – by The Hon. Nat Shapo, Former Director of Illinois Insurance Department

NAMIC Statement in Support of NCOIL Race and Insurance Committee and Risk-Based Pricing in Insurance

APCIA Letter on The Role of “Proxy Theory” in the Unlawful Discrimination Landscape

Prof. Dan Schwarcz Definition of “Proxy Discrimination”

ACLI Letter on Special Committee on Race in Insurance Underwriting

Hon. Nat Shapo Comment Letter July 2021

 

MINUTES

December 9, 2020 Meeting Session 1              Session 2

March 5, 2021 Interim Meeting

April 15, 2021 Meeting Minutes

June 18, 2021 Interim Meeting Minutes

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